Money & Student
Free Debt & Student Loan Payoff
List your debts and loans, see your total balance, and get an estimated debt-free date.
Included with Nest Plus
✦ This is a live preview with sample data. Try adding, editing and switching views — nothing is saved.
Total debt
$23,650
Minimum payments
$470
Estimated debt-free
Jul 2030
| Visa card | $1,850 | 22.9 | $60 | $100 |
| Student loan | $14,200 | 5.5 | $165 | $50 |
| Car loan | $7,600 | 6.9 | $245 | $0 |
Estimates only — not financial advice.
Who it’s for
Add each card or loan with its balance, interest rate, minimum payment and any extra you can add.
The tracker estimates your debt-free month. Many people pay the smallest balance first (snowball) or the highest rate first (avalanche) — pick what keeps you motivated.
Questions
- How is the payoff date estimated?
- It uses your combined balance, average interest rate and total monthly payment. It’s an estimate to motivate you, not a guarantee.
- Who can see my entries?
- Only you. Every entry is private to your account and is never sold or shared.
- Can I export my data?
- Yes. Export any tracker to a CSV spreadsheet anytime, or print a clean planner page.